Disclaimer

Last updated: March 14, 2026

The information provided on Value of Rates is for general informational and educational purposes only. Nothing on this website is intended to constitute financial, investment, legal, tax, or other professional advice.

No Financial or Investment Advice

Value of Rates provides mortgage rate data, U.S. Treasury yield information, charts, calculators, and related content for informational purposes only. You should not rely on any content on this site as a recommendation to borrow, lend, refinance, invest, or make any financial decision.

Market Data and Rate Information

Mortgage rates, Treasury yields, and other financial data displayed on this site may come from third-party data providers and may be delayed, rounded, incomplete, unavailable, or subject to revision. While reasonable efforts may be made to present useful and timely information, Value of Rates does not guarantee the accuracy, completeness, timeliness, or reliability of any rate, chart, historical value, calculation, or other displayed data.

Rates shown on this website may differ from rates offered by lenders, financial institutions, or other market participants. Actual borrowing costs may vary based on credit profile, location, loan terms, and market conditions.

Use at Your Own Risk

Any use of the website or reliance on its content is at your own risk. You are solely responsible for evaluating any information before making financial, business, or personal decisions.

No Warranties

This website and its content are provided on an “as is” and “as available” basis without warranties of any kind, whether express or implied. To the fullest extent permitted by law, Value of Rates disclaims all warranties, including implied warranties of merchantability, fitness for a particular purpose, non-infringement, accuracy, and availability.

Limitation of Liability

To the fullest extent permitted by law, Value of Rates shall not be liable for any loss or damage arising out of or related to your use of, inability to use, or reliance on the website or its content, including without limitation any direct, indirect, incidental, consequential, special, exemplary, or punitive damages.

Third-Party Content and Links

This site may contain links to third-party websites, services, or content. Such links are provided for convenience only. Value of Rates does not control and is not responsible for the content, policies, accuracy, or availability of third-party sites or services.

Advertising Disclosure

This website may display third-party advertising, including advertising served by Google AdSense or other ad providers. The presence of an advertisement does not constitute an endorsement or recommendation by Value of Rates.

Changes to This Disclaimer

This Disclaimer may be updated from time to time. Any changes will be posted on this page with an updated effective date.

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Value of Rates

Mortgage rates, Treasury yields, and spread charts in a clean, easy-to-read dashboard.
Track mortgage rates and Treasury yields across multiple time ranges, and compare how lending spreads change over time.

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